While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100.Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care. These programs can be complicated, especially when it comes to benefit terms. The main options available are Medicare, Medicaid, and veterans benefits. Many seniors and their families use some form of financial assistance to help them pay for nursing care. There’s also a list of free and low-cost community resources for seniors and their family members. This guide provides an overview of nursing home care in Birmingham, including nursing home rates here and in nearby cities. Around-the-clock staffing, daily therapeutic recreational programming and hands-on help with activities of daily living are just some of the services provided, and that’s why nursing homes cost much more than other types of senior care, such as home care or assisted living. Nursing homes, also known as skilled nursing facilities, provide long-term care to those with complex medical needs. There are a number of nationally-ranked health care centers in Birmingham, including the UAB Hospital which has a dedicated Heart and Vascular Center. According to Genworth Financial’s 2020 Cost of Care Survey, the average cost of nursing home care in Birmingham is $6,388 for a semiprivate room, which is quite affordable in comparison to the nationwide average rate of $7,756. As the most-populous city in Alabama, Birmingham is home to just under 210,000 people, and about 15% of the city’s residents are seniors aged 65 and older.
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